Bundle Options

These are great supplemental policies that really help fill in the gap left by traditional insurance coverage. Cancer Heart and Stroke Plans are a very important part of any Honor Insurance package. Accident Policies, Dental Vision and Hearing Plans, Hospital Confinement Plans, Maternity Plans work well as supplemental plans that pay ontop of any coverage you already have.

The Affordable Choice

ManhattanLife

For today’s medical uncertainties, people want a product to give them the Peace-of-Mind needed to plan for tomorrow.

  • Affordability - Choose from two plan options; find the one that fits your budget.
  • Accessibility - Only a few medical questions on the application.
  • Flexibility - Keep your own doctors; choose from individual or family coverage, and access network discounts.

Out-of-Pocket Protection Plan

ManhattanLife

For today’s medical uncertainties, people want a product to give them the Peace-of-Mind needed to plan for tomorrow.

  • Helps pay deductibles and co-payments.
  • You choose benefits and premiums.
  • Pays benefits directly to you unless assigned to help with hospital bills and out-of-pocket costs.
  • Pays in addition to all other insurance and workers’ compensation.

Aliera Care Total Coverage

Aliera offers multiple types of Medical Coverage. This plan is the most like traditional insurance with one insurance card. There is also a Max out of pocket for this plan as well as RX benefits. The brochure below offers a variety of coverage options, and we would be happy to walk you through what is best.

Aliera’s PrimaCare

Direct Primary Care Medical Home

At the center of Aliera’s PrimaCare program is the Direct Primary Care Medical Home model of care. We modified this simple, but effective, model of care on a national basis to encompass multiple disciplines across a wide variety of care issues. We apply systems, science, incentives, and information to improve medical practice, engage consumers and their support system in a collaborative process, and manage medical conditions more effectively. The goal of our care management is to achieve an optimal level of wellness and improve coordination of care while providing cost-effective, non-duplicative services.

  • Episodic Primary Care
  • Urgent Care
  • Labs & Diagnostics
  • Telemedicine

Aliera’s CarePLUS Advantage

Catastrophic Plans

Looking for a health coverage that provides protection from life’s major emergencies? Coverage for big medical events is considered Catastrophic health coverage, also sometimes called major medical. Generally, it’s for people who either don’t go to the doctor often or aren’t concerned about paying for minor healthcare expenses out-of-pocket as they come up.

Catastrophic health plans are simple to use. You pay covered healthcare expenses until your cost sharing portion is met (MSRA). Then the plan starts to pay 100% toward your covered medical bills.

A catastrophic plan is for you if:
  • You don’t go to the doctor often
  • You can pay for minor healthcare expenses out-of-pocket
  • You want to save on monthly premiums
  • You want unlimited access to telemedicine

Cancer and Heart Attack & Stoke

Cigna

With Flexible Choice, you can choose either a Cancer or a Heart Attack & Stroke insurance policy. Or for an additional premium you can add a rider that gives you coverage for both Cancer and Heart Attack & Stroke. You can also customize your coverage by adding other riders (for an additional premium):

  • Restoration benefit coverage in case you have another heart attack or stroke diagnosis or procedure
  • Recurrence benefit coverage in case you receive a subsequent cancer diagnosis
  • Hospital indemnity benefit coverage to help cover hospitalization expenses

Dental, Vision and Hearing

ManhattanLife

  • Choose your dentist - No Networks
  • Family Rates (includes a maximum of 3 children)
  • Individual 18 - 85 • $1,000 - $1,500 policy year benefit option available
  • Guaranteed Issue
  • Guaranteed renewable for life.*

Accident Policies

National General

These policies are here to protect you from having to pay a high deductible or ER visit. In the event that you have an accident( fall of a bicycle, trip on a step, fall down at the playground, sports injury, or even auto accident) this policy steps in and covers the cost of the accident up to $10,000. This is a major policy to have for a minimal premium. This is the policy that is the most likely to be used.

Life Insurance

Family Life Insurance Company

You work hard to provide for your family and it is only right that you should be concerned about what would happen to your family if you were no longer able to provide for them. At Family Life we believe that " Family Comes First " and that is why we offer Viva Life to protect you and your family.

  • Simplified Issue Term Life Insurance
  • You Select the Amount of Protection Needed
  • Accidental Death Benefit "doubles" your protection (optional)
  • Conversion Option to a permanent plan of insurance without evidence of insurability

Not sure which policy to get?

Below are 3 of our top policy bundles

CATASTROPHIC PLAN

  • Minimal Premium
  • Great Catastrophic Incident Coverage
  • Guarantee Issue
  • No annual enrollment period

EVERY DAY PLAN

  • Minimal Out-of-pocket expenses
  • Prescriptions
  • $3,000 per day in the hospital
  • Pays $75 when you go to the doctor
  • $500 for MRI
  • Pays $25 for a prescription
  • No Annual Deductible

COMPREHENSIVE

  • Set annual out of pocket max
  • Low deductible/ Zero Deductible
  • Great Network Coverage
  • Most like traditional coverage
  • Guarantee Issue
  • No annual enrollment period
  • Telemedicine
  • Preventative covered 100%

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CONTACT US

We strive to offer custom affordable healthcare fo you & your family.  Honor Insurance is veteran owned and we look forward to talking with you.