Major Medical Health Insurance Plans in Texas
A new automobile and a newborn infant are so much alike. Your new “baby” enters your life and for a while, the cute new infant or shiny new car is the object of attention and adoration. You protect them, pamper them and even spoil them by giving the baby candy and pumping premium gas into the car. If all goes well the child grows into a healthy functioning adult while the car gives you many years of carefree service.
Another similarity between humans and cars is that they both are required to have insurance. With cars, insurance is relatively simple to understand with liability coverage for people and property, protection against theft and collision, plus medical payment coverage for you and your passengers.
While most humans don’t need liability or collision insurance, they will undoubtedly require a major medical plan that protects an individual or a family. Compared to auto insurance, health care insurance is a much more complicated subject.
Thanks to the Affordable Care Act (ACA or Obamacare) the state of health care coverage in the USA has become quite muddled so that the average person will likely face confusion and frustration when shopping for a plan to protect his or her family. Major medical health insurance plans in Texas has taken great strides to make health insurance understandable as well as affordable.
Health Care Plans Made Easy
Honor Insurance offers two unique medical coverage plans. One is called The Affordable Choice plan that provides a Classic option and an Elite option with premiums about 25% higher than the Classic alternative but with double the benefits in some areas. It provides benefits for inpatient and outpatient care, surgery and doctors office visits, emergency / urgent care and a 2 million dollar lifetime maximum benefit.
The other plan offered by Honor Insurance is called Aliera Care Total Coverage, and this plan is for those who are more comfortable with a more traditional insurance plan.
There are three levels of coverage, Value, Plus and Premium that provide services including:
- Preventive Care
- Primary Care
- Labs & Diagnostics
- Urgent Care
- Chronic Maintenance
- Prescription Discount Program
Aliera’s plans also include enhanced comprehensive health care with Bronze, Silver and Gold plans through Trinity HealthShare, Inc.
For those who qualify, the Aliera Care Total Coverage plan offers Healthshare membership with Trinity Healthshare, Inc. This is designed for people who live a healthy lifestyle and do not engage in self-destructive behaviors with alcohol or drugs. In the days before healthcare insurance, the church would provide care and comfort to congregation members and Healthshare strives to continue this tradition in a modern way. This is a Health Care Sharing Ministry (HCSM) not to be confused with actual health insurance.
People, like cars, will require routine maintenance throughout their lifetime and there are no “quickie oil and lube” establishments for humans. For more serious medical problems, the doctor cannot simply pop open your hood and change out a defective part in a few hours. The costs can be devastating unless you have a major medical healthcare plan like the ones offered by major medical health insurance plans in Texas.
Call Honor Insurance today at 817-223-4095 or use the online form to set up a consultation with veteran-owned Honor Insurance in Fort Worth, Texas.Major Medical Health Insurance Plans Texas
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